Convert your existing Housing Loan Interest Rate to reduce your burden.

All India DRDO Technical Officers Association (AIDTOA) & Confederation of Central Govt.Gazetted Officers Organisations (CCGGOO) advises you to convert your existing Housing Loan Interest Rate to reduce your burden.

SBI, HDFC etc. have reduced Housing Loan Interest Rates to 8.35% (if first applicant is woman) & 8.4% for others.

Conversion of Home Loan Interest Rate Spread to MINUS 7.75% over Retail
Prime Lending Rate (RPLR).

e.g., Applicable Interest Rate (AIR) = RPLR 16.15% Minus Spread 7.75%.

                                                           = 16.15% - 7.75%

                                                           = 8.4%

Don't forget to take your Cheque Book to HDFC etc. for paying conversion charges.